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All Terrain Cycles is the UK's Largest & Oldest Independent Bike Store. Buy mountain bikes, road bikes and cycle clothing. 3 years 0% Finance available on all bikes.

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Call us on: +44 1274 588 488

Bike Finance

Recession Beating Bike Finance from All Terrain Cycles!

Times might be tight - but that does not mean your dream bike or kit is out of reach thanks to what we believe is one of the UK's best range of cycling finance options.

We offer a variety of credit options to help you purchase your bike or equipment today.

Finance Calculator 0% APR

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Bike Finance Selection

Finance Calculator 15.9% APR

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Minimum Deposit...
Monthly Plan...

Monthly Payment

Bike Finance Selection

If you are spending over £250 it couldn't be simpler:

  1. Choose the products you want
  2. Add them to your basket
  3. Choose from the available bike finance options at the basket stage
  4. Complete the Credit Application form
  5. And we do the rest!

For Online Customers no exchange of documents or ID , simple esignature to complete the deal. In store all we require is a Debit or Credit card that belongs to the applicant, from which the deposit can be charged.

0% Finance

Most of our bikes and frames over £250 are available on 0% finance with a deposit from 15%, with payments spread over a period of 12 - 36 months.

15.9% APR Finance

All products are available at 15.9% finance if your basket is over £250 and a 10% deposit is required.

No exchange of documents , simply e-signature.

Finance Available on UK Orders Only

Unfortunately we are unable to offer finance deals to overseas orders.

If you apply for finance on a web order, your order will be processed. We do not offer a credit check facility.

Deposits must be paid with a credit / debit card belonging to the Finance Applicant and finance orders can only be delivered to the Finance Applicants home address.