All Terrain Cycles accept all major credit cards as payment with the exception of American Express. We accept the following:
Times might be tight - but that does not mean your dream bike or kit is out of reach thanks to what we believe is one of the UK's best range of cycling finance options available either online or in-store. We offer a variety of credit options to help you purchase your bike or equipment today.
We offer 0% APR finance on selected bikes and 14.9% APR finance on all bikes and accessories. To qualify for 14.9% your purchase has to be over £250 and a 10% deposit is required, payments can be spread up to a period of 36 months.
A minimum deposit of 10% is required, any increased deposit will significantly improve your chances of acceptance.
All Terrain Cycles will receive a commission from the Hitachi Capital (UK) PLC if you are accepted for a 14.9% representative finance agreement. This commission arrangement will not affect the price you pay.
For ID In store you will need a Chip and Pin Credit Card that you will use to pay your deposit, this must belong to the Finance applicant. If you want to pay a deposit with cash, please bring your Passport or both parts of your Driving License (paper and card).