Finance Information

14.9% Finance - an excellent way to spread the cost.

Here at All Terrain Cycles we want to make buying your dream bike and accessories a reality by offering finance packages up to 36 months. With 19.9% finance there are no hidden extras ensuring your budget stretches further, with none of your cash going towards paying off the added burden of interest charges.

Finance Calculator 14.9% APR

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If you are spending over £1000 it couldn't be simpler:

  1. Choose the products you want from All Terrain Cycles
  2. Add them to your basket
  3. Choose from the available bike finance options at the basket stage
  4. Complete the Credit Application form
  5. And we do the rest!

For Online Customers no exchange of documents or ID, just a simple esignature to complete the deal. In store all we require is a Debit or Credit card that belongs to the applicant, from which the deposit can be charged.

Please note your order can only be delivered to your home address if your purchase is being made with Finance.

14.9% APR Finance

All products including Hot Deal Bikes are available at 14.9% finance if your basket is over £250, a 10% deposit is required.

Finance Available on UK Orders Only

Unfortunately we are unable to offer finance deals to overseas orders.

If you apply for finance on a web order, your order will be processed. We do not offer a credit check facility.

Deposits must be paid with a credit / debit card belonging to the Finance Applicant and finance orders can only be delivered to the Finance Applicants home address.

If you're not sure whether you'd like to apply online or not then we also offer finance in our stores. Feel free to drop by, have a look around for the items you want and our sales team will help you fill in an application form on the day.

Frequently asked Questions

All you need to know

Am I eligible?

To apply for finance you must be:

  • At least 18 years old.
  • A permanent UK resident.
  • In regular employment (minimum of 16 hours per week) including self-employed, or living with your spouse/partner who is in regular employment.
  • In receipt of a pension if you are retired.
  • Able to confirm sufficient income if you are registered disabled.

Meeting this criteria does not guarantee acceptance.

What happens to my deposit if my finance application is not approved?

If you are declined by our finance partners we will contact you to see what course of action you now wish to take. We may be able to offer an alternative finance provider or you may wish to purchase the goods by full payment. Alternatively you may wish to cancel the order.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're only able to deliver goods to the home address of the applicant.

Any more questions?

If you have any more questions about our finance packages don't hesitate to contact our Customer Service team 01274 588 488

All Terrain Cycles Ltd and All Terrain Cycles Wetherby Ltd can introduce you to a limited number of finance providers: We act as credit broker and not a lender.

Klarna Finance