Finance Referred

Your Application has been referred

Thank you for choosing PaybyFinance as your method of payment for your purchase from All Terrain Cycles.

Novuna Personal Finance will be assessing your application and if they require any further information, they will contact you.

CHRISTMAS STARTS WITH A RIDE

Make room for a new adventure.

A first bike. A trail companion. A reason to take the long way home. Our Christmas Club concept gives you time to plan that special present, with help from the people in your local bike shop.

FIND THEIR CHRISTMAS BIKE

Every kind of rider.

Kids' Bikes Hardtail Mountain Bikes Full Suspension Mountain Bikes Electric Hardtail Mountain Bikes Electric Full Suspension Mountain Bikes Electric Kid Bikes

Your Questions, answered.

How do I get started?

Email sales@allterraincycles.co.uk with the bike, size and your preferred handover date, or visit the store.

Which bikes can I reserve?

Our team will confirm stock and eligibility for your chosen bike before taking a payment.

Are there fixed monthly payments?

The proposed layaway plan lets you make additional payments at your own pace, with the full balance due before handover.

Can I collect my bike?

Yes, collection from Salts Mill is absolutely possible! Please confirm your arrangements with the team.

What is the final payment deadline for Christmas delivery?

Your bike must be paid for in full by 15 December 2026 for delivery to mainland UK in time for Christmas.